Your Strategic Partner for Property Finance.
Borrow Well combines the access of a Mortgage Broker with the long-term vision of a Property Lending Strategist. We partner with property investors to provide the advice, structures, and lending solutions they need to grow their portfolios.
Start where you feel comfortable. Speak directly with us, or use our interactive tool to explore your options first.
What’s your property goal?
Property Check
Step 1/10What is your primary goal?
Select the outcome that matters most.
Do you own property?
Current home or investments.
Who is applying?
This changes borrowing capacity.
How do you earn income?
Main source of income.
Approx Household Income?
Total annual income before tax.
Refinanced recently?
Within the last 6 months.
Est. Deposit / Equity?
How much funds do you have available?
Any other debts?
Car loans, Credit Cards, Personal Loans.
When are you looking to act?
Helps us gauge urgency.
Analysis Complete
Where should we send your personalised strategy?
We respect your privacy. No spam.
From buying your first home to building an investment portfolio, the right structure makes all the difference. Select your goal below to see how we can help.
Real World Experience, Not Just Theory.
“I bought my first home at 20, and in just 5 years, I've used the Borrow Well team to build a $9 million dollar portfolio.”
Most property owners are being severely limited by their lenders and portfolio structure. They have the equity to grow, but because they have the wrong lending structure, the banks are telling them no.
Borrow Wells assists property owners to access the capital and lending resources that are otherwise unavailable to do them. Borrow Well provides the strategies, advice and structures required to grow and manage a property portfolio.
We’re not a transactional mortgage broker. Borrow Well exists to be the strategic partner that compliments your portfolio: a team that understands business cash flow, complex tax structures, and how to scale a portfolio safely.
When you work with Borrow Well, you aren't just getting a loan, you are getting education, strategy and support for your whole journey.
Expertise at every stage of the journey.
Purchasing & Planning
Guidance for your first or next home, focusing on structure and affordability. We help you buy with confidence.
Cash Flow & Refinancing
We review your current lending to find opportunities to reduce interest costs and improve household cash flow.
Complex & Self-Employed
We specialise in self-employed and alt-doc solutions, presenting your income fairly to lenders.
A Relationship, Not a Transaction.
I built Borrow Well to be the partner I wish I had: non-judgemental, transparent, and focused on strategy. We don't just find you a loan; we build a relationship to support your financial health for the long term.
Crucially, we are unbiased by design. Since lenders pay us similar rates across the board, our advice is never influenced by commissions. We work for you, not the banks—so if the best strategy is simply to do nothing, we will tell you that."
Borrow Well
Have a question?
You don't need an appointment to get answers. Send us a message or give us a call.
0470461263
hello@borrowwell.com.au
Location
Adelaide Mortgage Broker
Adelaide Based, Servicing Australia Wide
Based in Linden Park, SA. Supporting clients Locally and interstate.
Contact Us
Frequently Asked Questions
-
Ideally, lenders like to see a 20% deposit to avoid Lenders Mortgage Insurance (LMI). However, many lenders allow you to buy with as little as 5% genuine savings. If you have a family member willing to help, we can also look at Guarantor Loans, which might allow you to buy with $0 deposit. Let’s do the math on your specific situation.
-
Life happens, and I’m not here to judge. Whether you have a few defaults or just too many credit cards, we can look at debt consolidation loans. This rolls your debts into your home loan to lower your monthly repayments and give you a fresh start. Let’s chat about your options confidentially.
-
Yes. We understand that your most recent tax return doesn’t always reflect your current trading performance.
We have extensive experience with Alt Doc (Alternative Documentation) lending. This means we can often use different methods to verify your income—such as Business Activity Statements (BAS), business bank statements, or an accountant’s declaration—rather than relying solely on tax returns. We look at the strength of your business, not just the paperwork.